Getting a title for a car in Missouri is a critical step in establishing legal ownership of a vehicle. Whether you’re a new resident, purchasing a new or used car, or need to replace a lost title, understanding the process is essential. This guide will walk you through each step, ensuring you have all the necessary information to obtain your car title smoothly.
Steps to Obtain a Title for a Car in Missouri
Gather Required Documents
To start, you must collect all necessary documents. The primary document needed is the Application for Missouri Title and License (Form 108). Additional documentation varies based on your specific situation but generally includes:
- Proof of ownership: This could be the original title from another state if the car was previously titled elsewhere.
- Identification: A valid Missouri driver’s license or state-issued ID card.
- Vehicle Inspection: An ID/OD inspection to verify the vehicle identification number (VIN) and odometer reading, required for vehicles previously titled in another state.
- Proof of Insurance: You need to show a current insurance identification card or other proof of financial responsibility.
- Statement of Non-Assessment: Showing you do not owe personal property taxes in Missouri.
Inspections and Emissions
Missouri requires safety and emissions inspections for vehicles in certain situations, especially if the car is coming from out of state or changing ownership. The specifics of this requirement can depend on the vehicle’s model year and the county in which you reside.
Fees and Taxes
Be prepared to pay an $8.50 title fee, a $6.00 processing fee, and any applicable registration and local taxes. If the vehicle is newly purchased, sales tax will apply based on the purchase price, less any trade-in value. However, if the vehicle has been owned and used in another state for at least 90 days before being brought to Missouri, no additional sales tax is due.
Visit Your Local Licensing Office
With all your documents in hand, visit your local Missouri Department of Revenue office to submit your application. Ensure all forms are filled out completely and accurately to avoid any delays in processing.
Pay the Fees
At the licensing office, you will need to pay the required fees. Payments can usually be made via cash, check, or credit card, but payment options may vary by location, so it’s best to check in advance.
Receive Your Title
After your application and payment are processed, you will receive your Missouri vehicle title by mail. The processing time can vary, so it’s recommended to apply well in advance if you need the title by a specific date.
Read:
How to Fill Out Application for Missouri Title and License? A Detailed Guide
What Happens if You Get 3 Dwi in Missouri? A Complete Guide
Special Situations
- Out-of-State Vehicles: If bringing a vehicle from another state, Missouri requires an ID/OD inspection for verification.
- Inheriting a Vehicle: Different documentation is needed, such as the deceased person’s title and a small estate affidavit if applicable.
- Military Members: Special provisions apply for military members stationed in or out of Missouri, including exemptions from certain requirements.
Registration Renewal
Missouri requires vehicle registration to be renewed annually or biennially, depending on the type of registration you have. Here’s how to stay on top of it:
- Renewal Notice: The Missouri Department of Revenue will send a renewal notice before your registration expires. This notice will list any required documents and fees.
- Required Documents: To renew, you’ll need your current registration or renewal notice, proof of insurance, and a property tax receipt or a statement of non-assessment.
- Renew Online: For convenience, Missouri offers online renewal for most vehicles. You’ll need the renewal ID from your notice and the ability to pay fees online.
- Fees: The fee for renewal depends on your vehicle’s taxable horsepower or weight. Additional taxes may apply.
Handling Lost Titles
If your Missouri vehicle title is lost, stolen, or damaged, obtaining a duplicate is important for maintaining legal ownership documentation.
- Application for Duplicate: Complete an Application for Missouri Title and License (Form 108) and check the box for a duplicate title.
- Fees: There is a fee for issuing a duplicate title. As of the last update, it was $8.50 for the title fee plus a $6.00 processing fee.
- Submission: Submit your application and fee to any Missouri Department of Revenue office or mail it to their central office in Jefferson City.
Selling or Transferring Your Vehicle
When selling or transferring a vehicle in Missouri, several steps ensure the legal transfer of ownership:
- Notification of Sale: Complete the Notice of Sale or Transfer (Form 5049) to inform the Missouri Department of Revenue that you have sold or transferred the vehicle.
- Title Assignment: Sign the back of the Missouri title over to the new owner and ensure they complete their information.
- Odometer Disclosure: Federal law requires that you disclose the vehicle’s odometer reading at the time of sale.
- Safety Inspection: Provide a current safety inspection certificate to the buyer, unless the vehicle is exempt.
Special Considerations
- Out-of-State Buyers: If selling to an out-of-state buyer, ensure they are aware of their state’s titling and registration requirements.
- Gifted Vehicles: When gifting a vehicle, a Statement of Non-Assessment and an emissions inspection report (if required) should accompany the title transfer.
- Inherited Vehicles: Transferring a title for an inherited vehicle may require additional documentation, such as a death certificate and letters of administration.
Last Words
Maintaining your vehicle’s title and registration in Missouri requires attention to detail and an understanding of the state’s requirements. By following these guidelines, you can ensure that your vehicle remains legally registered and that its title accurately reflects ownership status. Always consult the Missouri Department of Revenue’s website for the most current information on fees, forms, and procedures.